Digital Investing Through Guided Wealth Portfolios Online investing, personalized for youGuided Wealth Portfolios is our digital investing solution that allows you to invest online with a low starting minimumand low-cost, exchange-traded funds (ETFs) while working with a personal financial advisor. Whereas other, similarsolutions, called “robo advisors,” often require a large investment amount before granting access to a dedicatedfinancial advisor, our solution allows you to start with only $5,000.*What You GetWith Guided Wealth Portfolios, you get a diversified portfolio personalized for you and your individual investmentgoals. Guided Wealth Portfolios is an innovative way to invest for your future, whether you want to invest forretirement or a major purchase like a new home—or simply want to get your money in the markets so it’s not sittingidle. You’ll also get to build a relationship with a financial advisor and engage with a personalized, online dashboardthat shows you how your account is doing along the way.To see if Guided Wealth Portfolios could be the right investing solution for you, click on the link below, where youcan answer a few brief questions about your goals and receive a personalized proposal.Get Your Personalized Proposal to See If Guided Wealth Portfolios Is Right for Youwww.lplguidedwealth.com/advisor/jhfinancialservicesHow It Works1. Provide an email address and choose a password so your information is protected.2. Answer a few simple questions to tell us a little bit about you, so we can determine what your portfolioshould be.3. Answer some questions about how you feel about taking on risk when investing, so we can determine yourinvestment preferences.4. Get a personalized portfolio that outlines our recommended investment strategy and how much you couldpotentially earn through Guided Wealth Portfolios.If you like your Guided Wealth Portfolios proposal and want to begin working with a financial advisor while enjoyingthe convenience of online investing, you can choose to open an account immediately. You’ll have the option totransfer an existing investment account or fund your account with cash—it’s just that easy.We implement your personal portfolio using proven diversification techniques and sophisticated algorithms. You’llreceive allocations designed for you and your savings goals, and benefit from trading techniques that can helpreduce taxes. Your portfolio is monitored daily, keeping it on track as markets move, and rebalancing it as needed.Get Started: View Your Personalized Proposal to See if Guided Wealth Portfolios Is Right for Youwww.lplguidedwealth.com/advisor/jhfinancialservices*An annual small account fee is applied to accounts with less than $10,000 invested. Additional fees will apply.IMPORTANT: The projections or other information generated by Guided Wealth Portfolios regarding thelikelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results andare not guarantees of future results. Results may vary with each use and over time. Guided Wealth Portfolios (GWP) is a centrally managed, algorithm-based, investment program sponsored by LPLFinancial LLC (LPL). GWP uses proprietary, automated, computer algorithms of FutureAdvisor to generate investmentrecommendations based upon model portfolios constructed by LPL. FutureAdvisor and LPL are nonaffiliated entitiesIf you are receiving advisory services in GWP from a separately registered investment advisor firm other than LPL orFutureAdvisor, LPL and FutureAdvisor are not affiliates of such advisor. Both LPL and FutureAdvisor are investmentadvisors registered with the U.S. Securities and Exchange Commission.All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is noguarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversificationdoes not protect against market risk.References to tax strategies that the GWP service investment management considers in managing accounts should notbe confused with tax advice. LPL Financial does not provide tax advice. Clients should consult with their personal taxadvisors regarding the tax consequences of investing.